An Adjustable Rate Mortgage may be a good choice if you:
Want to maximize your buying power
Want to keep your payments lower during the first few years of your loan
Plan to stay move into a different home within the next ten years
Plan to pay-off your mortgage within the next 10 years
If, in the coming years, you expect your income to increase significantly
10 Year ARM PCU
Best Choice If:You want to take advantage of a low rate now and you want your loan to be serviced by the credit union.
Advantages:Interest rates will not go up for 10 years.
Disadvantages:Interest rates can increase after the 10 years increasing your monthly payment.
3 Year ARM PCU
Best Choice If:You want to take advantage of a low rate now and you want your loan to be serviced by the credit union.
Advantages:Interest rate will not go up for at least 3 years
Disadvantages:Interest rates can increase after the three years increasing your monthly payment.
5 Year ARM PCU
Best Choice If:You want to take advantage of a low rate now and you want your loan to be serviced by the credit union.
Advantages:Interest rate will not go up for at least 5 years.
Disadvantages:Interest rates can increase after the five years increasing your monthly payment.
5 Year ARM vacant land
Best Choice If:You want to take advantage of a low rate now and you want your loan to be serviced by the credit union.
Advantages:Interest rate will not go up for at least 5 years.
Disadvantages:Interest rates can increase after the five years increasing your monthly payment.
7 Year ARM PCU
Best Choice If:You want to take advantage of a lower rate than most fixed rate loans and give you some security knowing that the rate is fixed.
Advantages:A 7 year ARM will offer a lower interest rate than most fixed rate loans, and give you some security in knowing that the rate is fixed.
Disadvantages:Interest rates can increase after the seven years increasing your monthly payment.
Mortgage Rates
The Loan Consultant feature determines the products and rates that match your needs.
Ready to Start?
To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.
